San Diego Homes

The Time to Sell Your Home is Right Now

Right now, there is a 90 – 120 day “window of opportunity” to sell before we see the majority of the foreclosures hit the market. Waiting to sell until winter or the beginning of next year will probably guarantee you one thing, a lower selling price. Continue reading

Buyers New Home Stolen Out From Under Them

This story is darned difficult to believe… Not that I think the Zahari’s are lying, but that B of A would let this happen! Can you believe that the Zahari’s purchased a home that had been stolen from the bank? Continue reading

1,837 San Diego Home Defaults in March

This news may seem a little dreary, but we’re on an upward trend in San Diego County. March defaults were down 19% over one year ago. (When a homeowner hasn’t paid their mortgage for 3 months, a notice of default goes out.) According to the analysts at DataQuick Information Systems, San Diego County has 1,837 homes that are at least 3 months behind on their mortgage. According to the US Census Bureau, in 2009 596,414 families owned their own home. We all know that the number has fluctuated, but we can clearly see that the ratio of people defaulting on loans is small compared to the number of homeowners.
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What’s Up With The Shadow Inventory of Foreclosures?

The inventory of foreclosure homes dwindled in the 4th Quarter of 2010. Foreclosures dropped 51% in the 3rd quarter of 2010. Does this mean that the worst of the challenges with the distressed properties are behind us? Unfortunately, no. The issues that the banks had with the Robo-signing and MERS just caused a slow down of the foreclosure process dramatically. Foreclosures aren’t disappearing, they’re just being delayed. Continue reading

It’s an uncertain future for America’s Home Loan Market

The Obama Administration reported to Congress last week on their plans for housing finance reform. President Obama wants to ‘wind down’ Fannie Mae and Freddie Mac loan options. Which in clear terms means that the government will eventually stop loaning money for mortgages. Continue reading

Chose an Experienced Guide to Negotiate the Twisting, Turning Path of Real Estate

Buying or selling real estate is challenging, in the best of times. Right now it’s like negotiating a mine field! The real estate market has been left reeling from the huge drop in prices we’ve experienced and the bank foreclosure scandal. Today’s turbulent market makes finding an expert to guide you though the potential ‘pitfalls’ of your home sale more critical than ever. Continue reading

Loan Modifications Can Add Thousands of Dollars to the Principle of Your Home Loan

A study released by the Federal Reserve agency in San Francisco found that mortgage modifications can add thousands of dollars to the principal amount of the loan. The Federal study found that the reluctance of the mortgage companies to reduce that amount of principal limits the effectiveness of the modifications, especially in the areas that have been hardest hit by the severe decline in home prices.
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San Diego Homes for Sale: 2011 Home Market Predictions


With the coming of the new year, we’re all looking to see what 2011 will bring for the Real Estate market. Some of the best minds in Real Estate and investments have weighed in on what the 2011 San Diego home market future will bring… Continue reading

San Diego Homes: 2010 Foreclosures

In San Diego, 25% of the home sales in the 3rd quarter were foreclosed homes. These homes sold for approximately 32% less than non-distressed homes. According to RealtyTrac Chief Executive Officer James J. Saccacio. “Demand for foreclosures also dipped in … Continue reading

San Diego Homes – Home Prices Fall in August

For the past 15 months the average price of a home in San Diego has risen. Home prices declined in August in San Diego and all over the country. According to the Standard & Poor’s/Case-Shiller Home Price Index, San Diego’s … Continue reading